BANK FREEDOM BILL PAY USEFUL TIPS

Useful tips to make sure your bills get paid on time:

• Money is deducted from your Bank Freedom Prepaid MasterCard^® card account on the payment date you schedule. You have full control over your money until the payment date, which also means you should be careful not to spend the amount scheduled for payment.

• The payment date is the date the payment begins processing. It is NOT the date the service provider will receive the payment. Please schedule your payments at least four (4) business days before the bill's are due to ensure that the payment arrives on time.

• Make sure your Bank Freedom card account balance on the payment date covers the entire bill payment amount scheduled, or your payment will fail. You will not be charged NSF or overdraft fees, but you will have to add money to your Bank Freedom card account and reschedule the payment.

• If a payment fails because of insufficient funds, notify the payee immediately and make the necessary arrangements to reschedule payment. We are not responsible for problems resulting from a failed payment. Please read the terms and conditions of service carefully for complete details.